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United Credit Union Vehicle Loans

Vehicle Loans

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Vehicle Loans

United Credit Union offers some of the best Auto Loans you can find!

We specialize in listening to your story and your needs, so we can find the very best solutions for you.  At UCU, you aren't just a credit score, you're a member, and we dedicate our time to try and help you no matter how rough your credit is.  While banks look for reasons to tell you no, we look for opportunities to say YES!   Becoming a member means:

  • Low Interest Rates
  • Loans for vehicles up 20 years old (and sometimes more!)
  • Extremely Flexible Payment Options
  • Up to $400 Cash Back** when you move your existing Auto Loan to UCU
  • Quick* Loan Approvals and Pre-approvals    
  • Skip-A-Payment Options in June & December
  • Discounts may apply
  • Classic Vehicles
  • Friendly staff to help you anytime that you need us!


Refinance for Cash

So you financed your vehicle with another lender? That's okay! UCU will pay YOU to bring that loan to us!  We'll work hard to save you money while you sit back, relax and receive up to $400 cash back when you move your existing auto loan to UCU!

New Vehicles

Are you looking to buy a new vehicle? UCU will finance up to 125% of the cost of a new car, truck or van for qualified borrowers. Any model year 2022 or newer is considered a new vehicle. Call, click or come by to get pre-approved today!

Used Vehicles

UCU will finance up to 125% of the purchase price or the NADA value for qualified borrowers (call for details). Vehicle models that were made in 2021 or earlier fall into the used vehicle category.

ATV's, Boats, Campers, Motorcycles & More!

UCU will finance up to 125% of the purchase of a new boat, RV or ATV, or the NADA value for qualified borrowers on used (Call for details).

For more information on our vehicle loan options, e-mail a friendly Member Service Representative or call us at 573.581.8651.

*Approvals determined by members credit score, the year of vehicle, and the length of the loan. 
**One percent cash offer applies to refinanced loans brought to United Credit Union from other financial institutions. Loan has to stay with United Credit Union for 3 months and must have 3 monthly payments made. Must be current on loan payments (no delinquencies).

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