United Credit Union offers several loan options other than your traditional vehicle and mortgage loans. Our low-cost loans come with flexible terms, no pre-payment penalties and you pay interest only for the period the money is used.
Plus, with payroll deduction or automatic transfer, you can make your loan payments automatically each pay period, saving valuable time and postage costs.
In addition to vehicle, mortgage, VISA® and student loans, UCU offers the following:
UCU Cash Loan
A UCU Cash Loan is our answer to predatory lending. We offer UCU Cash as an alternative to payday lenders, title loan companies and other companies that try to take advantage of individuals down on their luck. While a UCU Cash Loan does have a slightly higher rate than our other loan options, it is still much more affordable than quick loan company rates.
UCU Cash Loans have:
- No "per transaction" fees
- Easy application with quick turnaround
- Loan amounts from $100-$500
Use your savings or certificate as collateral and receive a great low rate. The best part is, your money continues to earn dividends while it secures your loan.