This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
close online banking login

   Online Banking Login

Forgot Password?

Mobile Banking Download

App Store   |   Google Play

United Credit Union Business Accounts

Protective Services

white half circle graphic

Protective Services

Planning for the Future...

Depreciation Protection Warranty-DPW

What is DPW?

DPW covers the depreciation of the vehicle. It is a debt cancellation product that in the event of a total loss provides a benefit equal to the difference between MSRP or NADA Retail value of the vehicle at the time of coverage enrollment and the loan balance at the time of the total loss. The waiver benefit will not exceed the maximum benefit selected or the outstanding loan balance, whichever is less.

  • Depreciation Protection is ideal for those who:

    • Finance 80% or less and desire protection and peace of mind

    • Established equity in their vehicles with a down payment, rebate and/or trade in value

Click HERE to learn more about Depreciation Protection.

Guaranteed Asset Protection-GAP

What is GAP?

GAP is a voluntary, non-insurance product designed to waive the remaining loan balance not covered by the borrower's primary insurance carrier settlement in the event of a total loss or unrecovered theft, subject to limitations and exclusions, including but not limited to loan to value (LTV) maximum, delinquent payments, late charges, refundable service warranty contracts and other insurance related charges.

  • What does GAP cover, Borrow Features Benefits, Refunds, GAP Questions, and More..Just Click HERE

Mechanical Breakdown Protection (MBP)

What is MBP?

Mechanical Breakdown Protection also known as a Vehicle Service Contract or MBP, is automobile protection that extends beyond the manufacturer's factory warranty and covers repairs of unexpected mechanical or electrical failures. For the period of time the contract is in effect, you are assured that covered components of your vehicle will be repaired in the event of a failure, including labor, subject to any applicable deductible. You will also have additional benefits such as 24/7 roadside assistance and rental vehicle reimbursement.

  • Why do you need MBP, Borrow Features & Benefits, General Program Components, Optional Coverages and More..Just Click HERE to learn more.

TruStage® Insurance: Simple, Straightforward, & Budget-Friendly

Auto Insurance

TruStage® keeps you on the road and protected. Our relationship with a leading provider like Liberty Mutual means your policy can fit your budget and your needs. You could benefit from accident forgiveness, 24-hour roadside assistance and a 12-month rate lock by switching today. We'll even replace your car if it's totaled with a model that's one year newer.....Get a quote or explore your options at [].

Home Insurance

Home insurance protects your home and what's insideit.It covers you against losses or damages from fire, weather, theft, and more. And it protects you from liability if an accident happens on your property.Here when you need us, with 24/7 claims service.Our friends at Liberty Mutual will service your claim whenever you call-night or day, any day of the week, even on holidays...See how much you could save at [].

Life Insurance

Life Insurance can help give you the confidence that your family will be cared for financially.And that's a great feeling...Get pricing at [].

AD&D Insurance

Accidental death and dismemberment (or, AD&D) insurance is a type of insurance that pays out when you either die or are injured(in the form of dismemberment-losing limbs or fingers) in an accident of some's not life insurance, since it doesn't cover you for anything natural, only accidents, and it also covers injuries, not just death...See how much you could save at [].

TruStage® insurance products and programs are made available through TruStage® Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.


red half circle graphic