This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
close online banking login

   Online Banking Login

Forgot Password?

Mobile Banking Download

App Store   |   Google Play

United Credit Union Money Market Accounts

Money Market Account

white half circle graphic

Money Market Account

A Safe Way to Invest

You may also choose United's Money Market Account as an alternative to our regular checking option. It's a great way to let your funds earn competitive, market-driven rate without locking them into a long term investment.

With our Money Market Account, your first order of checks is FREE, and you may write up to three checks per month. (You may make a maximum of six withdrawals per month from the account, including checks written.)

Open a Money Market Account with no minimum balance and as long as your balance remains $2500 or higher, you will earn dividends paid monthly according to the following tiered structure:**

Level 1: $0 - $2,499.99
Level 2: $2500 - $9,999.99
Level 3: $10,000 - $19,999.99
Level 4: $20,000 and over

Since we pay dividends on your actual daily balance, your money works every single day, earning on every single dollar. And, as always, your funds are insured up to $250,000 by the National Credit Union Administration (NCUA), making United's Money Market Account one of the smartest and safest investments around.

If you'd like a checking account that works a little harder, call United and ask about our Money Market Account.

For more information on how to open a Money Market Account, contact us at

Money Market Accounts
Effective Date: Tuesday, May 21st, 2024
Includes Regular and IRA
Average Daily BalanceDividend RateAPY*
$0 - $2,499.99 0.00% 0.00%
$2,500 - $9,999.99 0.25% 0.25%
$10,000 - $19,999.99 0.30% 0.30%
$20,000 - $49,999.99 0.35% 0.35%
$50,000 and over 0.45% 0.45%
*APY = Annual Percentage Yield.
Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change.

*Rates are subject to change at any time.

red half circle graphic