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Loan Rates

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Secured Loans
Effective Date: Tuesday, October 23rd, 2018
Autos, Boats, RVs, Motorcycles, Etc.
Credit ScoreGradeAPR*
740+ A+ 2.90%
690 - 739 A 3.65%
650-689 B 4.75%
610-649 C 7.75%
580-609 D 12.75%
579 & Below E 15.75%
*Rates stated above are for 35 months or less , add 0.25% for terms 36-60 months. Add 0.50% for terms 61-72 months. Longer terms available, please contact United for rate information. Qualified borrowers may borrow up to and over 100% loan to value, rate may be adjusted.
Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change.
Rates stated above are for 2018 and newer secured vehicle loans.
Includes a 0.25% discount available with Direct Deposit!

Payment Example

$20,000 borrowed at 3.90% would result in a monthly payment of $367.49 for 60 months. To figure a payment, please e-mail a Member Service Representative.

Unsecured Loans
Effective Date: Tuesday, October 23rd, 2018
VISA Platinum and Lifestyle Loan
Credit ScoreGradeAPR*
740+ A+ 7.50%
690-739 A 9.50%
650-689 B 11.50%
610-649 C 13.50%
580-609 D 19.50%
579 & LOWER E 21.50%
*Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change.

Share Secured Loan
2% APR above current CD or Share Rate
APR
Varies

Mortgage Loans

United Credit Union offers several Mortgage Loan Options, including 1, 3 and 5 year adjustable, fixed, construction, and Home Equity Loans. Rates may change daily and are based on several factors including credit score, so please call our mortgage department to get our latest rate information.

Click Here For More Information on Mortgages Offered

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Equal Housing Lender National Credit Union Administration