Loan Rates

Apply Now

Secured Loans
Effective Date: Wednesday, February 22nd, 2017
Autos, Boats, RVs, Motorcycles, Etc.
Credit ScoreGradeAPR*
730+ A+ 2.65%
680 - 729 A 3.40%
640 - 679 B 5.40%
600 - 639 C 8.40%
570 - 599 D 12.40%
Below 570 E 14.40%
*Rates stated above are for 36 months or less , add 0.25% for terms 37-60 months. Add 0.50% for terms 61-72 months. Longer terms available, please contact United for rate information. Qualified borrowers may borrow up to and over 100% loan to value, rate may be adjusted.
Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change.
Rates stated above are for 2016 and newer secured vehicle loans. For vehicles 2009-2015, please add 0.25% to the secured rate state above corresponding to the correct credit score. For vehicles 2008 and older, please add 1.25% to the secured rate stated above.
Includes a 0.25% discount available with Direct Deposit!

Payment Example

$20,000 borrowed at 3.90% would result in a monthly payment of $367.49 for 60 months. To figure a payment, please see our Payment Calculators or e-mail a Member Service Representative.

Unsecured Loans
Effective Date: Wednesday, February 22nd, 2017
VISA Platinum and Lifestyle Loan
Credit ScoreGradeAPR*
730+ A+ 7.50%
680 - 729 A 9.50%
640 - 679 B 11.50%
600 - 639 C 13.50%
570 - 599 D 19.50%
Below 570 E 21.50%
*Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change.

Share Secured Loan
2% APR above current CD or Share Rate
APR
Varies

Mortgage Loans

United Credit Union offers several Mortgage Loan Options, including 1, 3 and 5 year adjustable, fixed, construction, and Home Equity Loans. Rates may change daily and are based on several factors including credit score, so please call our mortgage department to get our latest rate information.

Click Here For More Information on Mortgages Offered

Don't tax my credit union
Equal Housing Lender National Credit Union Administration