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System Upgrade 2026
Our branches will close at 6 pm on January 30th for a system upgrade. During this time, you will not have access to:
· Online and mobile banking
· New bill and loan payment scheduling
· ATM balance inquiries, deposits, and fund transfers
Branches will reopen on February 3rd at 8:30 am. Visit unitedcu.org/system-upgrade for details.
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United Credit Union Simply Checking

Simply Checking

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Simply Checking

Make it Simple

Simply Checking is our most basic checking account. It is a completely free account...simple as that. Account details include:

  • No Minimum Balance Required
  • No Monthly Fee
  • Free CU Bill Payer
  • Free on-line account access, United@Home
  • Free Debit or ATM Card
  • Choice of Electronic or Paper Statement
  • Free ATM transactions at UCU machines and 5 Free Foreign Transactions
  • Direct Deposit is NOT required
  • Free Checks with Direct Deposit (Limit one box per year)

*A Chex Systems report will be run for all new checking accounts. If you have a previous unpaid collection account with United Credit Union or have been reported for committing fraudulent activity, UCU will not allow a checking account to be opened. 

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