This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
System Upgrade 2026
Our branches will close at 6 pm on January 30th for a system upgrade. During this time, you will not have access to:
· Online and mobile banking
· New bill and loan payment scheduling
· ATM balance inquiries, deposits, and fund transfers
Branches will reopen on February 3rd at 8:30 am. Visit unitedcu.org/system-upgrade for details.
close online banking login

   Online Banking Login

Forgot Password?

Mobile Banking Download

App Store   |   Google Play

Join United Credit Union

How to Join United Credit Union

white half circle graphic

How to Join United Credit Union

Become 'United'...

Become 'United'...

At United Credit Union, our members are our owners, and your ownership is secured by your initial deposit of $1.00 in your share (savings) account. There is no fee to join the credit union. 

Your share puts you on equal footing with all other credit union members, regardless of how much money you have on deposit. Each member/owner receives one vote during election at the annual membership meeting, and you may also serve your credit union as a volunteer on the board of directors or supervisory committee. 

Come into one of our offices or open an account online.  In order to open an account, you must:

  • Work or reside in the following counties: Adair, Audrain, Boone, Callaway, Chariton, Howard, Lincoln, Linn, Macon, Marion, Monroe, Montgomery, Pike, Ralls, Randolph, and Shelby
  • Meet membership eligibility and have a government issued ID.

  • Have your Social Security Number available.

  • Provide proof of address.

  • Bring a minimum of $1 (cash or check), to deposit into your share (savings) account.

That’s it! You’re a member of United Credit Union. Now, you can begin using all of our banking services.

Stop by or apply online to start your membership today!

Click here to apply online!

red half circle graphic