_227.png "United Credit Union Share Savings")
Share Savings Accounts
Once a Member, Always a Member
A Share Account works just like a regular savings account. A UCU Share Account is an easy way to save and it pays competitive dividends.
- A deposit of $1 is all it takes to open the Share Account.
- A monthly service fee will be assessed if the Share Account balance is below $1.
- No minimum fee is charged during the month the account is opened.
- Dividends are calculated based on the Average Daily Balance and paid quarterly.
- Dividend rates are determined by the Board of Directors at the end of the quarter.
| Share Savings Accounts | ||
| Effective Date: Wednesday, January 14th, 2026 | ||
| There is a $1.00 share requirement for each member number that will be held in your regular share account for as long as the account is open. | ||
| Product | Last Declared Dividend Rate | APY* |
| Regular Shares, Special Shares, Christmas Club and IRA Shares | 0.25% | 0.25% |
| *APY = Annual Percentage Yield. | ||
| Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change. | ||
For more information on how to open a Share Savings account, contact us at info@unitedcu.org.
