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United Credit Union Share Savings

Share Savings Accounts

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Share Savings Accounts

Once a Member, Always a Member

A Share Account works just like a regular savings account. A UCU Share Account is an easy way to save and it pays competitive dividends.

  • A deposit of $1 is all it takes to open the Share Account.
  • A monthly service fee will be assessed if the Share Account balance is below $1.
  • No minimum fee is charged during the month the account is opened.
  • Dividends are calculated based on the Average Daily Balance and paid quarterly.
  • Dividend rates are determined by the Board of Directors at the end of the quarter.

Share Savings Accounts
Effective Date: Tuesday, July 23rd, 2024
There is a $1.00 share requirement for each member number that will be held in your regular share account for as long as the account is open.
ProductLast Declared Dividend RateAPY*
Regular Shares, Special Shares, Christmas Club and IRA Shares 0.25% 0.25%
*APY = Annual Percentage Yield.
Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change.

For more information on how to open a Share Savings account, contact us at

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