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United Credit Union Share Savings

Share Savings Accounts

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Share Savings Accounts

Once a Member, Always a Member

A Share Account works just like a regular savings account. A UCU Share Account is an easy way to save and it pays competitive dividends.

  • A deposit of $1 is all it takes to open the Share Account.
  • A monthly service fee will be assessed if the Share Account balance is below $1.
  • No minimum fee is charged during the month the account is opened.
  • Dividends are calculated based on the Average Daily Balance and paid quarterly.
  • Dividend rates are determined by the Board of Directors at the end of the quarter.

Share Savings Accounts
Effective Date: Monday, May 16th, 2022
There is a $1.00 share requirement for each member number that will be held in your regular share account for as long as the account is open.
ProductLast Declared Dividend RateAPY*
Regular Shares, Special Shares, Christmas Club and IRA Shares 0.15% 0.15%
*APY = Annual Percentage Yield.

For more information on how to open a Share Savings account, contact us at

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