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Featured Rates

Featured Rates
Effective Date: Wednesday, April 23rd, 2014
Auto Loan/Secured 2.65%
Credit Card/Unsecured 7.50%
*Rates stated as "Annual Percentage Rate" and subject to change. Rates include all discounts and are for loans up to 36 months. Other rates and terms are available. Click More Rates for more information.
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News & Events

Issues Receiving Calls From AT&T Land Lines

If you have an AT&T land line, and attempt to call UCU, there is a good chance that you will not be able to get through to us.  Calls from AT&T land lines are currently being routed to a non-existent location.  We are working very hard, with the companies involved, to ensure that this issue is fixed as soon as possible

If you are having trouble calling us from your home phone please try:             

  • Your cell phone              
  • Contacting us via on-line chat through our website home page                
  • Or email us at info@unitedcu.org

Thank you very much for your patience and understanding!

Get a Great Rate...Help a Great Cause!

UCU's Spring Vehicle Loan Promotion is in full swing. You can refinance a loan from another lender and earn up to a $400 cash reward*! Our loans have great rates with low payments and, best of all, get a vehicle loan now to help out a great cause. If we can get 1000 new vehicle loans during this promotion, we will donate $1000 to the Dream Factory of Audrain County. So, help yourself while helping others!

*Cash reward is paid on vehicle loans refinanced from other lenders. Loan must remain open and in good standing for 90 days. Cash reward is equal to 1% of refinanced loan amount, maximum of $400.

Heartbleed Bug

Many of you have probably been hearing the talk about the Heart Bleed Bug affecting many websites that use OpenSSL Security Certificates. UCU utilizes a privatized encrypted SSL Certificate and is therefore not affected by this particular security threat. We take a very proactive approach with regards to the security of our on-line banking and website products to try to avert any possible security threats and will notify our membership if there is ever reason for concern.


Equal Housing Lender National Credit Union Administration