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United Credit Union Card Services

UCU in Charge

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UCU in Charge

Take Control of Your Card(s)

What is UCU in Charge?

UCU in Charge is a user-friendly app that allows you to be in complete control of your card(s). It controls when, where, and how debit and credit cards are used while providing cardholders with immediate access to account balances and transactions. Check out some of the unique features that UCU in Charge has to offer below and download the app to start being in charge of your card(s) today!

Why use UCU in Charge?

UCU in Charge not only allows you complete control of your card(s), but it is also a great way to help reduce the risk of fraud. You can monitor your card and be alerted when, where, and how your card was used. If you are alerted of a transaction that you did not make, you simply open the app and turn your card off until the issue is resolved. As sad as it is, fraud is something that is becoming more and more of a problem nowadays. This is our way of helping us, help you!

Unique Features

  • Turn your card(s) ON and OFF - When the card is off, no purchases or withdrawals are approved except for previously scheduled reoccuring payments. 
  • Check transactions and account balances associated with cards enrolled in UCU in Charge.
  • Set a card-usage location boundary - Purchases will not be approved anywhere outside the location boundary that you set. 
  • Restrict card activity to a 5 mile radius of the cardholder's current location. 
  • Set spending limits for transactions.
  • Choose to be alerted each time the card is used. 

How to set it up?

  • Go to either Google Play™ Store (Android) or App Store (iOS) and download UCU in Charge.
  • Open the app once downloaded and tap "Allow Notifications" when prompted. 
  • Tap "New User" and either scan your card or manually enter in your card information. 
  • You will then be sent a verification code via email to the address we have on file. Enter that 6 digit code once prompted.
  • Tap "Accept" to the Terms and Conditions.
  • Tap "Accept" to the Privacy Policy.
  • Enter your email address, choose a username and password, and enter your full name.
  • Tap "Done" and you are all set to be in control of your cards!


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