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Checking Plus

Checking Plus is the perfect checking for those that want to earn a little interest but don't necessarily feel comfortable with all the electronic service requirements of Reward Checking. There is no minimum balance fee, just a minimum balance required to earn interest. The interest earned is lower than Reward Checking but the only requirement is to maintain a $500 balance. Details include:

  • $500 Minimum Balance to earn interest
  • No Monthly Fee
  • Free CU Bill Payer
  • Free on-line account access, United@Home
  • Free Debit or ATM Card
  • Choice of Electronic or Paper Statement
  • Free ATM transactions at UCU machines and 5 Free Foreign Transactions
  • Direct Deposit is NOT required
  • Free Checks with Direct Deposit (Limit one box per year)

*A Chex Systems report will be run for all new checking accounts. If you have a previous unpaid collection account with United Credit Union or have been reported for committing fraudulent activity, UCU will not allow a checking account to be opened. See our checking chart to compare all of United Credit Union's checking options.

Equal Housing Lender National Credit Union Administration