August 27, 2010 7:30am CDT
Regular and IRA Certificate of Deposit Rates$500 Minimum | | 3 Months | 0.40% | 0.40% | | 6 Months | 0.55% | 0.55% | **11 Months
| 1.09% | 1.09% | | 12 Months | 0.70% | 0.70% | | 18 Months | 0.85% | 0.85% | | 24 Months | 1.00% | 1.00% | | 36 Months | 1.49% | 1.50% | | 48 Months | 2.23% | 2.25% | | 60 Months | 2.47% | 2.50% | Simple Saver Certificate of Deposit $50 Minimum - Can Deposit Additional Money Anytime | 12 Months
| 0.30% | 0.30% |
*APY = Annual Percentage Yield. **This is a limited time special, it cannot be used in conjunction with any other bonus rates. The rates quoted above are accurate and effective for the above accounts as of the effective date indicated and are subject to change. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, interest will be credited to your account and compounded every month. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. If you have any questions or need current rate information on your accounts, please call 573-581-8651 Share Savings Account Rates (Includes Regular, Special, Christmas Club & IRA Shares) | Minimum Balance
to Earn Dividends | Last Declared Dividend Rate | APY* | $1.00 (Regular Shares) | 0.30% | 0.30% | Money Market Account Rates (Includes Regular and IRA) | Average Daily Balance | Dividend Rate | APY* | | $0 - $2,499.99 | 0.00% | 0.00% | | $2,500 - $9,999.99 | 0.30% | 0.30% | | $10,000 - $19,999.99 | 0.30% | 0.30% | | $20,000 - $49,999.99 | 0.40% | 0.40% | | $50,000 and over | 0.50% | 0.50% |
Reward Checking Rates
| Average Daily Balance | Dividend Rate | APY* | | $0 -$25,000 | 1.34% | 1.35% | | Over $25,000 | 0.15% | 0.15% | Requirements Not Met
| 0.10% | 0.10% | | Initial Deposit of $50 required to open Reward Checking. No minimum balance required to maintain. | Checking Plus Rates | Average Daily Balance
| Dividend Rate | APY* | | $0 -$10,000 | 0.05% | 0.05% | | Over $10,000 | 0.05% | 0.05% | Personal Checking Plus - No Interest if Balance Drops Below $500
Business Checking Plus - No Interest if Balance Drops Below $1000 | *APY is Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are credited to your account and compounded quarterly. (Money Market interest is credited monthly) This schedule is incorporated as a part of your account agreement with your Credit Union. *Minimum balance requirements apply to average daily balance (amount of principal in account each day). **All savings rates are variable, this means the dividend rate and annual percentage yield may change at any time as determined by the Board of Directors. |
