Vehicle Loans

United Credit Union lends millions of dollars each year to thousands of members purchasing new and used vehicles.  Everything from cars and trucks to boats, motorcycles and more. Loan rates and terms are reviewed regularly to ensure UCU is offering the most competitive options possible.

Apply for a loan today!

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New Vehicle

UCU will finance up to 100 percent of the cost of a new car, truck or van for qualified borrowers. The maximum term for this loan is 60 months (72 months for more than $20,000).

Used Vehicle

UCU will finance up to 100 percent of the verified purchase price or the NADA value (call for details). Terms up to 60 months are available.

Boats, RV's and ATV's (Including Motorcycle)

UCU will finance up to 100% of the purchase of a new boat, RV or ATV, or the NADA value on used.  Maximum term is 144 months.

Lease-Like Loan

You don't have to go to a dealer to get lease-like payments.  UCU offers a lease-like loan option for those looking to purchase a great vehicle with lower monthly payments.  Contact the credit union for more information.

Pre-Approvals of New and Used Vehicle Loans Available
A member may fill out an application before she/he starts shopping for a vehicle. Once it's approved, the Member may select a vehicle at his/her leisure. A pre-approved vehicle loan is valid for 30 days. Pre-Approved financing may give the Member an advantage when bargaining for the price of the vehicle.

For more information on our vehicle loan options, e-mail a friendly Member Service Representative or call us at 573.581.8651.

Other Loan Options:

Mortgage, Home Equity & Construction Loans

VISA® Credit Cards

Student Loans

Other Loan Options