Mortgage and Home Equity Loans
United Credit Union offers a variety of home loans, including fixed-rate and adjustable-rate first mortgages, home equity and construction loans.
FIRST MORTGAGE HOME LOAN
Think of UCU first when you are looking for the home of your dreams -- we can help make your dreams come true, with a loan that is tailored just for you. Features covered:
HOME EQUITY LINE OF CREDIT (HELOC)
Establish a UCU Home Equity Line of Credit and draw on it whenever you need funds for just about anything: a child's college education, a new car or boat, home addition or improvements, a fun vacation, Christmas, or whatever else your loan needs may be. Interest is only calculated on the amount you borrow and may be tax deductible. Other features include:
FIXED HOME EQUITY
If you don't need the flexibility of a line of credit and would like to have more interest rate stability, a Fixed Home Equity loan may be just what you are looking for. You still use your most powerful borrowing tool to fund just about anything: a special vacation, college education, bill consolidation, etc.
UCU is proud to now offer land loans. Whether you are looking to buy hunting land or land for a future build, we have the loan that is right for you. If the land you wish to purchase or refinance is for personal use, please contact our Mortgage Department.
However, if you are looking to purchase or refinance land for business purposes, you may want to speak to our Business Loan Representative. You may either call at: 573.581.8651, Ext 151 or e-mail for information.
A UCU Construction Loan can be used to build a new single family residence or to remodel your current residence. Features include:
When you're thinking of borrowing and you're thinking BIG, think of United Credit Union. We offer affordable rates, flexible terms and the service you can count on when making one of the biggest financing decisions of your life. Look to us first, and you will find a courteous, knowledgeable, professional staff ready to meet your needs.
For more information, please e-mail our Mortgage Department or call: 573-581-8651.