United Credit Union offers several loan options other than your traditional vehicle and mortgage loans. Our low-cost loans come with flexible terms, no pre-payment penalties and you pay interest only for the period the money is used.
Plus, with payroll deduction or automatic transfer, you can make your loan payments automatically each pay period, saving valuable time and postage costs.
Use your savings or certificate of deposit as collateral and receive a great low rate. The best part is, your money continues to earn dividends while it secures your loan.
Life happens and here at UCU, we want to help you with those little "unexpected" items. So, whether you need money for vacation, the holidays or just want a reserve, a Lifestyle Loan may be just what you are looking for. You can draw on your approved maximum credit line and use the money for a variety of purposes, all at a very low rate. You can even use this great service as automatic overdraft protection for your checking account.
UCU Cash Loan
A UCU Cash Loan is our answer to predatory lending. We offer UCU Cash as an alternative to payday lenders, title loan companies and other companies that try to take advantage of individuals down on their luck. While a UCU Cash Loan does have a slightly higher rate than our other loan options, it is still much more affordable than quick loan company rates.
UCU Cash Loans have:
Still have questions? E-mail one of our friendly Member Service Representatives today, or call us at 573.581.8651.
Other Loan Options: