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Mobile Deposit Guidelines

There are a few things you should know before you remotely deposit your check. 

  • There is a daily limit of $1,500 in deposits.
  • There is a monthly limit of $5,000 in deposits.
  • You can deposit, up to, 5 captures in a day and 10 in one month. 
  • There will be a standard 3 business day hold on all checks deposited unless otherwise approved by UCU.

New Federal Regulations Regarding Endorsement of Remote Deposit Checks (Effective July 1st, 2018):

In order for your check to be accepted, it must be endorsed as follows:

  • Your name or your businesses name
  • The written words: "For Mobile Deposit Only" NOTE: Just checking the check box on the back indicating that it was deposited via mobile deposit is NOT enough!)
  • The credit unions name or acronym: "United Credit Union" or "UCU"
  • Your account number

WE WILL NOT BE ABLE TO ACCEPT ANY MOBILE DEPOSIT CHECKS UNLESS THE ABOVE ENDORSEMENT REQUIREMENTS ARE MET. THIS IS A NEW FEDERAL REGULATION, AND MUST BE FOLLOWED.

If you have any questions about our remote check deposit process, please feel free to contact us. You can email us at info@unitedcu.org or call us at 1-877-581-8651. We look forward to serving YOU!

Equal Housing Lender National Credit Union Administration